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SPOUSES AND OTHER BENEFICIARIES
SPOUSES
The spouse of a Veteran can also apply for home loan eligibility under one of the following conditions:
- Unremarried spouse of a Veteran who died while in service or from a service connected disability, or
- Spouse of a Servicemember missing in action or a prisoner of war
- Surviving spouse who remarries on or after attaining age 57, and on or after December 16, 2003
(Note: a surviving spouse who remarried before December 16, 2003, and on or after attaining age 57, must have applied no later than December 15, 2004, to establish home loan eligibility. VA must deny applications from surviving spouses who remarried before December 6, 2003 that are received after December 15, 2004.) - Surviving Spouses of certain totally disabled veterans whose disability may not have been the cause of death
SURVIVING SPOUSES
Spouses can take the VA form 26-1817 to their lender for processing (see Apply Through Lender above) or may mail the 26-1817 and DD214 (if available) to the following address:
If you can’t print the form, just call 1-877-827-3702 and follow the prompts for Eligibility and we will mail the form to you.
Send the completed form to:
VA Loan Eligibility Center
Attn: COE (262)
PO Box 100034
Decatur, GA 30031
OTHER ELIGIBLE BENEFICIARIES
You may also apply for eligibility if you fall into one of the following categories:
- Certain U.S. citizens who served in the armed forces of a government allied with the United States in World War II
- Individuals with service as members in certain organizations, such as Public Health Service officers, cadets at the United States Military, Air Force, or Coast Guard Academy, midshipmen at the United States Naval Academy, officers of National Oceanic & Atmospheric Administration, merchant seaman with World War II service, and others
HERE’S WHAT OUR CLIENTS HAVE TO SAY:
Lou Chiapetta is a saint at his job. He never gave us any negative info, even thought there were pit falls in the process. Upbeat always; kept us from being depressed and giving up. Gave us choices when available. He never was too busy to see us or talk to us. -John and Cheryl Fremdling
Lou Chiapetta is one of the best professionals I have worked with. In addition to being knowledgeable, his patience, support and good cheer are beyond comparison. I always felt his backing and encouragement in every anxious twist and turn of the process. -Brenda C.
Any client that hires Lou Chiapetta is hiring the black belt of finance. When I was searching for a loan agent to refinance my mortgage, I was laughed off the phone by six loan agents, he was my seventh call. He left no pebble unturned in excavating a loan for me. I recently refinanced a second time with Lou. My interest rate took a nose dive, from 6.5% to 3.49%. Because he watched out for my best interest, I am financially comfortable. He performed brilliantly for three of my piano students and I continue to recommend him to my piano students, family and friends. He genuinely cares for his clients and anyone who comes in contact with him cannot help but feel his warmth, caring and financial vision (he is always preaching to his clients to save). Rest assured, he will watch out for the clients’ financial well being and professionally guide them success. Lou Chiapetta is THE BEST! -Miriam K.
My situation was very complex. There were many challenges and pitfalls. Due to the situation we were on again, off again. Lou Chiapetta never gave up and he made it happen. Many others said it couldn’t be done and Lou did it! Thank you! -Michael K.
Lou Chiapetta did an efficient and timely job in getting my loan secured and he was able to answer any questions I had about the process in an informative and knowledgeable manner. I was extremely happy with the service he provided and would happily recommend him to anyone I know who is in the market for a home loan. Thanks Lou! -James G.